Dashboard
Organized by priority: action required, operational overview, financial summary, and analytics.
- Available Cash, Outstanding Balance, Total Capital, Interest Earned
- Portfolio by Amount & Payment Methods donut charts

Borrowers
Add, edit, archive, and search borrowers with full ID and co-borrower details.
- ID document image upload
- Co-borrower (guarantor) support

Loans
Configurable amount, interest rate, payment frequency, and term, with printable contracts.
- Daily, weekly, semi-monthly, monthly schedules
- Pending, Active, Overdue, Paid statuses

Repayments
Record payments with transaction type and receipt image, plus quick-fill for the expected amount.
- Cash, GCash, Bank Transfer, Cheque, Online
- Full payment history per loan

Calendar
Visual payment schedule across all active loans with daily collections tracking.
- Scheduled vs. Collected detail panel
- Month summary with Collection Rate

Penalties
Late payment penalties across every loan, filterable by Outstanding, Settled, or All.
- Per-loan itemized penalty breakdown
- Lift Penalty, waive without collecting; fully undoable

Investments
Capital placed in external businesses or individuals, separate from your loan borrowers.
- Monthly Interest or Flat Rate contracts
- Capital Recovery progress bar

Settings
Per-profile lender info, currency, logo, signature, contract terms, and Auto Backup, all in one place.
- Light / dark theme, 15 supported currencies
- Backup & restore, orphaned upload cleanup
